Last Updated: April 27, 2026
These Terms of Service govern your use of the Victor Franchetti Insurance Services website and related appointment request services. By using this website or submitting your information, you agree to these Terms.
This website is intended to provide general information and allow individuals to request insurance-related consultations. It does not provide legal, tax, investment, financial planning, or personalized insurance advice through the website itself.
Submitting a request or scheduling an appointment does not guarantee approval for insurance coverage. Coverage availability, eligibility, rates, underwriting, benefits, cash value features, and policy terms may vary by carrier, product, state, age, health, underwriting, and individual circumstances.
Information about mortgage protection, life insurance, final expense, and indexed universal life insurance is provided for general educational purposes. Indexed universal life insurance is not an investment in the stock market and does not directly participate in any index. Product details, fees, caps, participation rates, crediting methods, and guarantees vary by carrier and policy.
By submitting your information through this website, you authorize Victor Franchetti Insurance Services and its scheduling team to contact you by phone, email, or SMS/text message regarding your request, appointment scheduling, appointment confirmations, reminders, and follow-up communication.
Message and data rates may apply. Message frequency may vary. Reply STOP to opt out of SMS messages. Reply HELP for assistance.
Requesting information, receiving a phone call, or attending a consultation does not require you to purchase insurance or enroll in any policy.
You agree to provide accurate information and not use this website for unlawful, fraudulent, or abusive purposes.
We may use third-party technology providers for website hosting, appointment scheduling, communications, SMS delivery, CRM systems, or related operational services. These providers may process information as needed to support the services requested.
To the fullest extent permitted by law, Victor Franchetti Insurance Services is not liable for damages arising from your use of this website, reliance on general website information, or inability to access the website.
We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date.
Victor Franchetti Insurance Services
Email: victorfranchetti.pinnacle@gmail.com
Phone: (415) 355-4289